Banks go under because of Liquidity not Credit

I spent some time studying banks history earlier and perhaps not surprisingly, found that most bank crises stemmed from liquidity initially. It could be a bank run on deposit, spikes

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How Banks Make Money and How You Can Do It Too

In my previous life, I spent around a decade of my life analysing banks. In essence, a bank makes money by getting money from someone at a lower rate (deposit)

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Fintech and the Reality at Banks

In my Inbox, I get frequent emails about smart finance, hundreds of fintech startups in the ecosystem, some fintech startups raising multi-million dollars from VCs, banks showing their latest innovation

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